Our Programs
Which Home Loan Could Be The Best For You?
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Conventional
This is a popular option and typically offers a lower rate.
May require a higher credit score than many other loans.
Suggested for: Repeat Buyers, Applicants with higher FICO scores.
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VA Loans
Exclusively for military veterans and members of the US military.
Suggested for: Veterans, Active Service Personnel, qualifying Reservists.
![Couple standing in front of a blue house](/images/Ethnic-couple-standing-in-front-of-a-blue-house.jpeg?)
Adjustable Rate Mortgage (ARM)
This loan’s rate is typically lower for the first 5 to 10 years before adjusting each year.
Suggested for: Buyers who will refinance or sell their home before their rate adjusts
![Woman handing a man keys to a home](/images/Woman-handing-a-man-keys-to-a-home-.jpeg?)
Jumbo Loans
These are for more expensive properties and provide up to $2.5 million in loan funds.
Suggested for: Buyers in areas with higher property prices, and those planning to build a custom home
![Couple holding a yellow frame shaped like a house](/images/Couple-holding-a-yellow-frame-shaped-like-a-house.jpeg?)
FHA Loans
These are partially insured by the Federal Housing Administration (FHA). This means lenders can offer options with easier credit qualifying and lower down payments.
Suggested for: First time buyers, and those without savings for a big down payment
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USDA Loans
Similar to FHA loans, these offer easier credit qualifying and down payment options. Only available for properties in areas defined as rural by the USDA.
Suggested for: Buyers of properties in rural areas
As your local loan originator, I can answer your questions about the loans described here, plus others also offered by Guild Mortgage. Call today to get started!